A substantial lender need to gather and keep in electronic variety, as prescribed through the Board, until eventually the completion of the bank's next CRA examination wherein the data are evaluated, the subsequent info for each compact enterprise loan or compact farm loan originated or obtained via the bank during the analysis period of time:
The Board considers Group progress loans and Group development investments allotted pursuant to paragraph I.b of appendix B to this section.
(i) The choice of retail banking solutions and retail banking solutions presented by way of digital shipping and delivery units as well as other supply units;
An intermediate bank or a small lender for which vehicle loans are a product line may possibly obtain and maintain in a very format with the bank's deciding upon, including in an electronic form prescribed through the Board, until eventually the completion on the financial institution's following CRA assessment through which the information are evaluated, the info described in paragraphs (a)(two)(iii)(A) by means of (File) of this area for each vehicle loan originated or obtained through the lender throughout the evaluation interval.
The Limited Objective Bank Group Progress Financing Metric steps the dollar quantity of a bank's community development loans and Group growth investments that advantage or provide all or Component of the nationwide spot as compared to the financial institution's assets calculated pursuant to paragraph III.a of appendix B to this section.
A financial institution subject to knowledge reporting prerequisites pursuant to § 228.forty two should involve in its community file a written see which the CRA Disclosure Assertion pertaining for the lender, its functions subsidiaries, and its other affiliate marketers, if applicable, may be obtained within the FFIEC's Web page at:
Pursuant to § 228.28 and appendix D to this aspect, the Board incorporates a lender's Retail Lending Take a look at conclusions into its Condition or multistate MSA ratings, as applicable, and its institution ranking.
The Board evaluations the influence and responsiveness of the lender's Neighborhood improvement loans and Group progress investments that advantage or provide the nationwide place, as presented in § 228.15.
A bank or personal savings Affiliation's record of overall performance would be the basis for denying or conditioning acceptance of an software stated in paragraph (a) of the portion.
A lender could post extra info to your Board on a private foundation, even so the objectives stated while in the strategy must be sufficiently precise to empower the public as well as Board to guage the deserves with the strategy.
(B) A bank apart from a sizable bank may well incorporate a Neighborhood development products and services element and accompanying once-a-year measurable targets in its plan.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(ii) The range and proportion of originations and programs of aggregate mortgage loan lending of all lenders reporting HMDA info in the facility-based evaluation location and as relevant, the retail lending evaluation location; and
The Board evaluates a confined goal financial institution's Group improvement financing performance inside the nationwide place, pursuant to § 228.19, and assigns a summary more info for the institution depending on the Board's thought of the next two parts: